Mother and Daughter Team Up at My Payday Loan
(ContentDesk via ContentDesk Direct) April 11, 2006 -- As the team at UK payday loan company, My Payday Loan (http://www.mypaydayloan.co.uk ), continues to grow, leading New Business Advisor, Kirsty Hanson has been joined by her mum!
Kirsty and her mum, Andy, come from financial services backgrounds both in customer service and loans, working for companies such as HBOS and Natwest respectively.The addition of Andy to the Customer Service Team is a welcome one as Kirsty Auchincloss, COO of MEM Consumer Finance explains: We pride ourselves on having a strong team atmosphere here at My Payday Loan. Although we do carry out external recruitment, we find that many of our best hires have come from internal recommendations. For one of our most successful Loan Advisors to poach her mum means not only that we must be doing something right but that we were confident Andy could show the high level of customer service we need, even before she turned up for interview! Although Andy has not worked in the payday lending market before, she has significant experience in both customer service and loans. Having been chief cashier at NatWest for 15 years, she moved into lending at Broadcastle Finance where she became skilled in underwriting and collections. Kirsty Auchincloss continues, Andy is a multi-talented individual who brings a wide range of experience to all parts of our business.
We have a very flexible team with each staff member trained in all levels of the payday loan service. Andy has a good head start and were confident that shell continue to show customers the empathy and service levels she developed at other lending and financial organisations. Kirsty Hanson first joined My Payday Loan which specialises in short term financial solutions for consumers in January 2006 and quickly became one of the leading New Business Advisors, gaining top marks in a Mystery Shopper programme. She had experience in lending as a Client Services Assistant at HBOS but the payday loan industry was completely new to her. When a friend first introduced me to the managers at My Payday Loan, I had no idea a product existed where you could borrow a small amount of money and pay it back on your next payday. I wanted to join the company not just because I liked the role and people but because its a loan type I can see myself or my friends using as it means that you can be a bit more flexible with your cash with charges less than unauthorised charges at my bank! Mother and daughter wont be working directly together as Andy Hanson is joining the Customer Services team where her wealth of experience will be invaluable.
Kirsty Auchincloss continues Customer Service in one of the most important teams for My Payday Loan as these are the people we rely on to look after our lifeblood, the consumer. They are the professional front of our payday loan business so it is necessary to have the right people in the right jobs. Fortunately Andys record speaks for itself. My Payday Loan are continuing to grow their team as more and more customers take advantage of the new short term cash advances. More news to follow!NOTES TO EDITORS:MyPayDayLoans short term loans (http://www.mypaydayloan.co.uk ) offers loans between ?80 and ?1000 (subject to status) repayable on the customers next payday. Payday loans are helpful to people to bridge unexpected financial shortfalls or provide additional funds from time to time as the need arises.
Applying for a payday loan could not be easier anyone finding themselves caught unexpectedly short before payday just needs to go online to Payday loans (http://www.mypaydayloan.co.uk ) and fill out the bespoke application form which is then automatically processed. The customer is immediately given an indication of whether or not they qualify for a quick loan (http://www.mypaydayloan.co.uk ) and provisionally for how much they would be approved. They can then send the necessary documentation across quickly and, if approved, have their funds deposited the same day. Existing customers have it even easier in most cases they can complete loan renewals online, always helpful in the event they need that little extra cash.My Payday Loan is a trading name of MEM Consumer Finance Ltd, a wholly owned subsidiary of MEM Capital plc.For more information contact: Kirsty Auchincloss, COO, MEM Consumer Finance LtdTel: 0871 550 0072Email: kirsty.auchincloss @ mem-cf.co.ukwww.mypaydayloan.co.uk.
Debt consolidation loans and the hidden cost of making minimum credit card payments.
I have been asked many times if it is cheaper to have a debt consolidation loan or many credit cards, some with zero interest.
The first thing you need to decide is how quickly you want to pay the debt off.
The best piece of advice is that you pay it off as quickly as possible.
Lets have a look at the effects of making the minimum monthly payment on a credit card.
I am from the UK so am using Pounds but the effect is the same in Dollars, Euros etc.
As more and more credit card companies are being "friendly" and allowing even lower minimum payments you may think this is a good thing.
And you may be right if you are really broke, but beware, it is costing you a fortune in the long run, which of course is why they do it.
Yes, I know it is a surprise, you thought they were being friendly!
Unlike a debt consolidation loan that has fixed monthly payments (Assuming rates don't change), you can vary the monthly payment...
Loans > Debt consolidation loans and the hidden cost of making minimum credit card payments.
Debt Consolidation Benefits
If you've ever been in a situation where you needed money that you didn't have, you probably already know about loans and credit cards. Here is a brief Explanation on What both are:LoansA loan is a type of financial aid which must be repaid, normally with interest. Interest rates depend on the type of loan, the length of the loan and other relating factors. Loans are normally paid back over a set period of time where the borrower will be responsible for paying back a certain amount of the total debt each month.Credit CardA credit card is a "card" whose holder has been given a revolving credit line by a financial institution. The card allows the holder to make purchases and/or cash advances up to a pre-arranged limit.
The credit amount used during any given month can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only...
Debt Consolidation Benefits
Loans > Debt Consolidation Benefits
How to Reduce your Payments
Want to know how to reduce your payments? Are you paying out too much every month for your credit cards, store cards and loans? If each month you have far too many payments to meet and you cannot see a solution to your problem then why not replace them all with one, lower, convenient repayment through a debt consolidation loan? Debt consolidation loans can give you a fresh start, allowing you to consolidate all of your loans into one - giving you one easy to manage payment, and in most cases, at a lower rate of interest. If your objective is to reduce interest rates and lower your monthly payments, avoid bankruptcy, consolidate your bills and have one monthly payment, or simply get out of debt the fastest way possible, then a debt consolidation loan could provide the answer. Secured on your home, low cost, low rate, cheap, low interest debt consolidation loans can sweep away the pile of repayments to your credit and store cards, HP, loans and replace them with one, low cost, monthly...
How to Reduce your Payments
Loans > How to Reduce your Payments
Financing a New or Used Car
If you decide to finance your new or used car, be aware that the financing obtained by the dealer, even if the dealer contacts lenders on your behalf, may not be the best deal you can get. Contact lenders directly. Compare the financing they offer you with the financing the dealer offers you. Because offers vary, shop around for the best deal, comparing the annual percentage rate (APR) and the length of the loan. When negotiating to finance a car, be wary of focusing only on the monthly payment.
The total amount you will pay depends on the price of the car you negotiate, the APR, and the length of the loan. Sometimes, dealers offer very low financing rates for specific cars or models, but may not be willing to negotiate on the price of these cars. To qualify for the special rates, you may be required to make a large down payment. With these conditions, you may find that it's sometimes more affordable to pay higher financing charges on a car that is lower in price or to buy a car...
Financing a New or Used Car
Loans > Financing a New or Used Car
DSL
Digital Subscriber Line, abbreviated DSL, is a technology that brings high bandwidth information for businesses and homes over copper telephone lines. A digital subscriber line can deliver information hundreds of times faster than ordinary dial-up modems, thus reducing the time needed to download data files, web pages, animations and graphics. Generally, the download speed of DSL ranges from 128 kbps (kilobytes per second) to 6000 kbps. The change in the download speed depends on the DSL technology...
dsl DSL
Loans > DSL
HyperFone Offers Revolutionary VOIP Technology Through Both DSL and Cable
Representing the most significant paradigm shift in the history of modern communication, HyperFone announces the availability of global VOIP communication through both dialup and broadband. HyperFone is the first company to offer free world-wide calling to other Hyperfone customers at the same low rates, regardless of geographical location. Telecommunications experts believe that by the end of 2008, 75% of world voice traffic will operate through the Internet. However, the telecommunications...
dsl Mother and Daughter Team Up at My Payday Loan
Loans > HyperFone Offers Revolutionary VOIP Technology Through Both DSL and Cable
home loans Mother and Daughter Team Up at My Payday Loan
Contact Lenses are Easy to Get Online, As Long as You Know How, and You Choose the Right Brands
Eye glasses have really come a long way over the years when it comes to style and variety. However, there is no question that when it comes to showing off your good looks, contact lenses win over glasses hands down! You can buy contact lenses through your eye doctor or - what's even better - you can purchase them online. There are numerous brands of contacts; and each has their own special contact lens products that pertain to both general vision correction, and people who have special eye conditions.If...
contact lenses
Loans > Contact Lenses are Easy to Get Online, As Long as You Know How, and You Choose the Right Brands
N2Revolution Announces Launch of Fuel-Saving Automotive Innovation -- PurigeN98
Fort Lauderdale, FL (ContentDesk) August 17, 2005 -- N2Revolution, Inc., a U.S. manufacturer that develops environmentally friendly automotive solutions, today announced the official launch of PurigeN98, its flagship product designed to improve energy efficiency, safety and the environment, Wednesday, Sept. 14, 2005. PurigeN98 is a tire inflation gas that is created by drying and deoxygenating air. PurigeN98 (98 percent pure nitrogen) has been scientifically proven to prolong the life of a tire,...
Mother and Daughter Team Up at My Payday Loan toyo tires N2Revolution Announces Launch of Fuel-Saving Automotive Innovation -- PurigeN98 Loans
Loans > N2Revolution Announces Launch of Fuel-Saving Automotive Innovation -- PurigeN98
Student Loan Consolidation, look this gift horse in the mouth. Part II
Student loan consolidation look this gift horse in the mouth. Part II
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Student loan consolidation is excellent - for for some people. Spot the hidden trap that could ruin your life... a clever animal can steal from a trap without being caught!
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* Part I Don't get into debt. Ways to avoid it.
* Part II This article
* Part III Idea beats student loan...
Loans > Student Loan Consolidation, look this gift horse in the mouth. Part II